Stage-Gated Payments That Protect Studio Working Capital
Never start modular factory cutting or order high-end Italian hardware before receiving your 40% carcass milestone. Plannio locks execution stages to payment clearance, eliminating awkward payment chases forever.
Setup takes 5 minutes • Free forever pilot • No credit card required
Factory cutting of marine plywood, hardware procurement (Hafele), and carcass assembly pauses until this milestone is cleared.
Why 70% of Interior Studios Suffer Cash Flow Crunches
Interior fitouts involve heavy advance material purchasing. When studios start modular production without securing stage funds, they end up funding client houses out of their own savings.
- •Early Factory Cutting: Ordering ply & laminates before client payments clear drains studio bank balances.
- •Awkward WhatsApp Chasing: Founders text clients for money without formal tax documentation, leading to delays.
- •GST Calculation Errors: Messy spreadsheets forget to separate SAC 998391 service GST from hardware costs.
- •Handover Payment Disputes: Clients withhold final 20% over minor snags because no formal snag clearance stage exists.
- Stage-Gated Factory Locks: Factory cutlists only generate once the 40% carcass milestone is formally credited.
- One-Click Branded GST Invoices: Automated SAC 998391 tax invoices that clients respect and pay on schedule.
- Direct Settlement Banking: Clients pay straight into your verified bank account or UPI with zero intermediary fees.
- Real-Time Aging & Receivables: Instant dashboard view of upcoming, due, and collected project funds.
Protect Factory Production with Stage Clearance Rules
Define strict rules for your factory and site leads. When a project hits the 40% modular milestone, Plannio ensures procurement POs are only released after the milestone receipt is logged.
CA-Ready Invoices & Tax Receipts with SAC 998391
Stop creating duplicate spreadsheets at tax filing time. Plannio auto-generates GST tax invoices with correct SAC codes, state codes, and client GST numbers for effortless monthly GSTR-1 filings.
Frequently Asked Questions
Common questions about milestone invoicing & cash flow with Plannio
Can I customize the milestone percentages for different project types?
Yes! While our default 10-40-30-20 structure protects modular cash flow, you can customize milestone percentages (e.g. 50-40-10 or 20-30-30-20) to fit turnkey, design-only, or commercial contracts.
How does Plannio prevent working capital leaks?
Plannio visually locks factory procurement stages until corresponding client milestones are marked received, ensuring you never fund client timber or hardware out of your own pocket.
Are the generated invoices compliant with Indian 18% GST laws?
Yes. Invoices include your studio GSTIN, client billing address, SAC Code (SAC 998391 for Interior Design Services), reverse charge declaration, and distinct CGST (9%) + SGST (9%) or IGST (18%) breakdowns.
Can clients pay via UPI, NEFT/RTGS, or Net Banking?
Yes. When a milestone request is shared, the client receives your studio's verified settlement bank account details, IFSC code, and a scannable dynamic UPI QR code with automated receipt confirmation.
Does Plannio track TDS deductions on commercial interior projects?
Yes. For corporate or commercial fitout clients who deduct Section 194C / 194J TDS (1% or 2%), you can log the TDS certificate amount against the invoice with complete audit trails.
Protect Your Studio's Cash Flow Today
Set up stage-gated milestones for your active projects and get paid on time with zero friction.